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For real estate agents & sellers

The Pay-at-Closing Program

Full roof replacements, gutters, siding & windows completed before closing β€” with no up-front cost to the seller. Payment is conveniently collected from closing proceeds. Built to help your listings sell faster, for more.

Full Roof Replacements Gutters Siding Windows
What is Pay-at-Closing?

Essential exterior upgrades, with payment deferred until the home sells.

Our Pay-at-Closing (PAC) Program is designed to help homeowners complete essential exterior upgrades without up-front costs. Mid Atlantic Roofing Systems handles the full roof replacement, gutter system, siding, or new windows β€” and the payment is deferred until the home sells and closes. The cost is then deducted from the seller's proceeds.

The β€œYes, but…” listing

The blueprint to frictionless closings.

Properties where out-of-pocket expenses would otherwise delay or jeopardize a sale need a structural solution β€” not just a price drop.

The roadblocks
  • Aging roof (20+ years old) causing buyer hesitation.
  • Inspection-related repair requests stalling negotiations.
  • Sellers lacking the upfront cash to make necessary fixes.
The impact
  • Slower sales.
  • Lower property valuation.
  • Jeopardized closings.
The solution
  • Fix it first β€” repairs or full replacement before closing.
  • $0 from the seller until the home closes.
  • Payment collected directly from closing proceeds.
How it works

Three simple steps to a market-ready home.

  1. Consultation & Evaluation

    We partner with you to evaluate the home and recommend the exterior improvements β€” roof, gutters, siding, or windows β€” that will most boost market value and help it sell faster.

  2. Renovation

    Our dedicated, Owens Corning-trained crews complete the project with quality and care. Typical roof installations are finished in a single day.

  3. Sale & Closing

    Once the home sells, the project cost is simply deducted from the seller's closing proceeds. No up-front payment from the seller β€” ever.

Benefits of the program

Why agents and sellers choose Pay-at-Closing.

A program built around faster closings, stronger offers, and zero out-of-pocket stress for your seller.

No up-front cost

Sellers pay nothing out of pocket. The cost is collected from closing proceeds, so listings move forward without depleting savings or stalling on repairs.

Increased home value

A new roof, gutters, siding, or windows instantly raises curb appeal and buyer confidence β€” and gives your seller a stronger negotiating position.

Faster, smoother closings

Move-in-ready homes stand out and spend less time on the market. Completed upgrades clear inspection hurdles before they jeopardize the deal.

Solves β€œYes, but” inspections

Perfect for listings with inspection-related repair requests. We complete the necessary repairs or full replacement before closing β€” no deal-killing surprises.

Transferable warranty

The work carries a strong, transferable warranty that conveys to the new owner β€” added peace of mind that buyers are willing to pay for.

Professional management

Mid Atlantic Roofing Systems oversees the entire process. We understand timelines, contract coordination, and protecting every party in the transaction.

A trusted resource for agents

Especially beneficial for your toughest listings.

We often work with agents whose listings need roofing, windows, gutters, or other exterior improvements to increase property value or pass inspections β€” without the seller investing any cash up front. The PAC Program keeps those deals moving.

  • Helping agents speed up sales by increasing property values
  • Helping sellers prepare homes for market with zero cash up front
  • Listings with inspection-related repair requests (the β€œYes, but”)
  • Properties where out-of-pocket expenses would otherwise delay or jeopardize a sale
The extra value you gain

What a new roof, gutters, siding & windows really add.

Age of the roof

Replacing an old or damaged roof maximizes home value. Over 20 years old? Replacement is recommended. Aging but still solid? Targeted repairs may be enough.

Curb appeal

A new roof, gutters, siding, or windows dramatically enhances a home’s appearance and first impression with buyers.

Structural assurance

A new roof signals to buyers that the home is well-maintained and structurally sound β€” reducing repair concerns and objections.

Why choose us?

The credentials behind every project.

Mid Atlantic Roofing Systems is proud to back the PAC Program with a reputation built on transparency, quality workmanship, and dependable communication.

  • Owens Corning Platinum Preferred Contractor β€” one of only 576 in the U.S.
  • Licensed NC General Contractor (#101362)
  • HAAG Certified β€” expert roof inspections & damage assessment
  • Gorilla Verified β€” insurance industry’s largest pre-vetted network
  • A+ BBB Rating, fully insured & bonded
  • $1,000,000 liability insurance & full workers’ comp coverage
  • Locally owned & operated since 2016, with a permanent Winston-Salem office
  • Dedicated, Owens Corning-trained crews β€” no day-labor subcontractors
Us vs. the other guys

Not all contractors are the same.

When your reputation and your client's closing are on the line, the contractor behind the work matters.

Mid Atlantic Roofing Systems
The other guys
Licensed NC General Contractor (#101362)
Often unlicensed
Owens Corning Platinum Preferred
Standard or no certification
Full insurance & workers' comp
Limited or no coverage
Use proper manufacturer components
Cut corners, cheaper materials
Strong, transferable warranties
Basic warranties only
Permanent office, in business since 2016
Work out of a truck, disappear after the job
Two pathways

Option 2 Β· PACTO β€” Pay-At-Closing Transfer Option

PAC completes the work before closing. PACTO lets you lock in the price now and transfer the project to the new owner β€” who schedules the work at their convenience and receives a transferable, Platinum-warrantied Owens Corning roof.

  1. Purchase a contract

    Lock in pricing and plan the project before the home sells.

  2. Include with the listing

    Add the contract as part of the home’s sale package to increase value and buyer confidence.

  3. Pay at closing

    When the home sells, the project cost is deducted from the seller’s closing proceeds.

  4. New owner schedules work

    The new homeowner contacts Mid Atlantic Roofing Systems to schedule the work at their convenience.

Which program fits your listing?

PAC vs. PACTO at a glance.

Both deliver a premium Owens Corning installation, paid exclusively from closing proceeds β€” with $0 upfront from the seller.

Metric
PAC
PACTO
Timing of work
Completed before closing.
Scheduled by the buyer after closing.
Primary benefit
Maximum immediate curb appeal.
Unmatched flexibility & negotiation power.
Warranty status
Transferable upon sale.
Issued directly to the new buyer.
Out-of-pocket cost
$0 upfront.
$0 upfront.
Ready to get started?

Let's make your next listing easier, faster & more profitable.

We'd welcome the opportunity to be a trusted resource for you and your clients. Send us a note about your listing and our team will reach out to discuss how the Pay-at-Closing Program can help.

John Harrington Owner
Cassidy Craver Administrator

(336) 671-5208 info@midatlanticroofingsystems.com

Mid Atlantic Roofing Systems, Inc. Β· 2915 Reynolda Rd, Winston-Salem, NC 27106

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