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0;background:var(--bg-soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.expert-section-inner{display:flex;justify-content:center}.expert-section-card{display:grid;grid-template-columns:auto 1fr;gap:28px;max-width:880px;width:100%;background:#fff;border:1px solid var(--line);border-top:4px solid var(--orange-500);border-radius:var(--radius-lg);padding:36px 40px;box-shadow:var(--shadow-md)}.expert-section-icon{width:56px;height:56px;display:grid;place-items:center;background:var(--orange-500);color:#fff;border-radius:14px;flex-shrink:0}.expert-section-icon svg{width:30px;height:30px}.expert-section-body h2{font-size:clamp(1.5rem,2.4vw,1.85rem);margin:0 0 8px}.expert-section-sub{color:var(--muted);font-size:1.05rem;margin:0 0 18px;max-width:60ch}.expert-section-checklist{list-style:none;padding:0;margin:0 0 22px;display:grid;grid-template-columns:repeat(2,1fr);gap:8px 18px}.expert-section-checklist li{display:flex;align-items:flex-start;gap:8px;color:var(--ink);font-size:.95rem;line-height:1.4}.expert-section-ctas{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:10px}.expert-section-fineprint{margin:0;font-size:.85rem;color:var(--muted)}.btn-ghost-dark{background:transparent;color:var(--navy-900);border-color:var(--navy-900)}.btn-ghost-dark:hover{background:var(--navy-900);color:#fff}@media(max-width:720px){.expert-section{padding:48px 0}.expert-section-card{grid-template-columns:1fr;padding:28px 22px;gap:18px}.expert-section-checklist{grid-template-columns:1fr}.expert-section-ctas .btn{flex:1 1 100%;min-height:48px}}.trust{background:var(--navy-50);border-bottom:1px solid var(--line)}.trust-inner{display:flex;flex-wrap:wrap;gap:16px 40px;justify-content:space-between;align-items:center;padding:22px 24px}.trust-item{display:flex;flex-direction:column;line-height:1.2}.trust-item strong{font-family:var(--font-display);color:var(--navy-900);font-weight:700}.trust-item 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